Bajaj Allianz Health Insurance

With Health Insurance by your side, you can get access to the best medical care and treatment while being financially protected. In case of a medical emergency, a health insurance policy guarantees peace of mind and ensures that you and your family will receive the best treatment at a hospital of your choice. Bajaj Allianz offers a range of affordable health insurance plans. Our health plans are custom made to protect you against the rising healthcare costs. We have the highest claim settlement ratio among private insurers. This includes health insurance products designed to meet specific requirements, such as individual health insurance, family health insurance, health insurance for senior citizens, and top-up health insurance cover.

Health Insurance Plans

Health Care Supreme 

 Hospital Cash  

Silver Health 

 Star Package 

 Health Ensure  

Tax Gain  

Personal Accident  

Critical Illness for Women

Health Guard Individual Policy:

Bajaj Allianz's Health Guard Individual option plan is designed to suit all your health care needs. It takes care of the expensive medical treatment incurred during hospitalization resulting from serious illness or accident.
Your health is precious to you - it enables you to live your life the way you please. But a sudden illness or accident can put a stop to your way of living and empty your savings. Protect yourself with the Bajaj Allianz Health Guard (individual option) - an all-round policy that covers you against medical expenses including hospitalization, in the event that you fall ill or have an accident. Now you don't ever have to worry about not having enough money for treatment in case things go wrong.
In these times of rising medical costs, Bajaj Allianz's Health Guard Policy is the perfect Health protection for you and your family. It takes care of the expensive medical treatment incurred during hospitalization resulting from serious accident or illness. The policy covers pre and post hospitalization expenses and also ambulance charges in case of an emergency (subject to a limit of Rs. 1000/-)

What Benefits Do I Get?:

• Family discount of 10% is applicable.
• 10% cumulative bonus benefit for each claim free year, maximum up to 50%. cumulative bonus would be passed if continuously renewed with us.
• No medical tests upto 45 years, subject to clean proposal form.
• Medical tests (pre-policy check-up) are mandatory for members aged 46 years and above.
• The pre-policy check up would be arranged at our empanelled diagnostic centers.
• 100% cost of pre-policy check-up would be refunded if the proposal is accepted and policy is issued.
• In case the member opts for hospitals besides the empanelled ones, the expenses incurred by him shall be reimbursed within 14 working days from submission of all documents.
• Free Health check-up at designated Bajaj Allianz diagnostic centers at the end of 4 continuous claim-free years.
• Income tax benefit on the premium paid as per Section 80D of the Income Tax Act.
• Free Look Period: If you would not be satisfied with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim.
• Due to unavoidable reasons, sometimes dates get pushed back a little. That's why you now have a grace period of 30 days for renewing your existing Bajaj Allianz policy. The policy will be considered as continuous for all the waiting periods.
• Now you will no longer be charged higher premium if there has been a claim in the previous policy!\

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Health Guard Family Floater

 In these times of rising medical costs, Bajaj Allianz's Health Guard- Family Floater Option is the perfect health protection for you and your family. It takes care of the expensive medical treatment incurred during hospitalization resulting from serious illness or accident.You want to protect your family, but rising medical expenses mean that an unforeseen accident or illness can put your savings - and their future - in jeopardy. Protect your family with the Bajaj Allianz Health Guard Family Floater option. This all-round health insurance policy covers you and your family against medical expenses such as hospitalization, doctor's consultation, diagnostic tests, medicines, ambulance, etc. Now you never have to worry about running out of cash when it comes to your family's treatment. 

What Benefits Do I Get?:

• Cumulative bonus of 10% to your Limit of Indemnity for every claim free year.
• 10% cumulative bonus benefit for each claim free year, maximum up to 50%. cumulative bonus would be passed in case policy is continuously renewed with us.
• No medical tests upto 45 years, subject to clean proposal form.
• Medical tests (pre-policy check-up) are mandatory for members aged 46 years and above.
• The pre-policy check up would be arranged at our empanelled diagnostic centers.
• 100% cost of pre-policy check-up would be refunded if the proposal is accepted and policy is issued.
• In case the member opts for hospitals besides the empanelled ones, the expenses incurred by him shall be reimbursed within 14 working days from submission of all documents.
• Free Health check-up at designated Bajaj Allianz diagnostic centers at the end of 4 continuous claim-free years. This benefit can be availed by only one member of the family.
• Income tax benefit on the premium paid as per Section 80D of the Income Tax Act.
• Free Look Period: If you would not be satisfied with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim.
• Due to unavoidable reasons, sometimes dates get pushed back a little. That's why you now have a grace period of 30 days for renewing your existing Bajaj Allianz policy. The policy will be considered as continuous.
• 130 Day Care Procedures are covered under the policy.

Now you will no longer be charged higher premium if there has been a claim in the previous policy!  

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Health Insurance Critical Illness

A health insurance plan that covers critical illness means you can insure yourself against the risk of serious illness in much the same way as you insure your car and your house. It will give you the same security of knowing that a guaranteed cash amount will be paid if the unexpected happens and you are diagnosed with a critical illness.

Illness Covered:

• Cancer
• Coronary Artery Bypass Surgery
• First Heart Attack (Myocardial Infarction)
• Kidney Failure
• Major Organ Transplant
• Stroke
• Aorta Graft Surgery
• Primary Pulmonary Arterial Hypertension
• Multiple Sclerosis with Persisting Symptoms
• Permanent Paralysis of Limbs  

Value Added Services - Health Insurance Card

 

What are Value added services?

Trespassing health beyond Insurance, we have our value added service providers giving discounts and special offers exclusively for Bajaj Allianz Card Holders (applicable for all Bajaj Health Insurance Card/Jiyo Fit Card/EZEEE card Holders).

Get more out of your Health Insurance

A Bajaj Allianz Health Card makes you eligible for huge discounts at health and fitness centers across the country.

• OPD discounts at select outlets
• Discounts on Wellness Test at select outlets
• Many more lucrative health related offers at select outlets under the below categories

 

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