Religare Health Insurance
‘Care’ - Health Insurance Policy has unique features like -
- Cashless treatment at 4758+ hospitals & Daily allowance
- Auto recharge of your policy Sum Insured, if exhausted
- Get health check-ups for insured members, every year
- Avail treatment anywhere in the world
- No 'Claim based' loading ever & Get Lifetime renewability
- No paperwork. Buy & get policy online in 2 mins.
Some of the features which you get with Care health policy are -
Pre & Post hospitalization
We
cover the related medical expenses incurred by you even 30 days before
your hospitalization. There may also be follow-up visits to your medical
practitioner, medication that is required etc. We cover the related
medical expenses incurred by you after your hospitalization also, for a
period of 60 days.
Auto Recharge of your Sum Insured
If
due to claims made, you ever exhaust your health cover, we recharge the
entire sum insured of your policy for you, in the policy year. This is
applicable on all policies. All this at no extra cost!
Avail Health Check-ups, every year
Our
wish is your good health. To pre-empt your ever having to visit a
hospital, you can avail our comprehensive health check-ups for yourself
and members covered as adult in the policy, every year. Even if you make a claim with us! Just call our call center anytime, to schedule your appointment. Its simple.
No Sub-Limits !
As
far as we are concerned, it is your money – All our plans come without
any cap on vital expenses like doctor/surgeon fees, operation theater
& allied charges, to name a few. No room rent limit charges plans
start from 5 Lac.
'No Co-Payment' Plans
Co-payment
means the insured would have to pay a part of the claim amount.
Generally, companies ask for 20%. But ALL of our plans are 'No
Co-payment' plans for entire life, if the person to be insured is less
than 61, at the time of 1st buy of the policy. If the person is more
than 61 yrs at the time of 1st buy of policy, they can choose 3 or 4
Lacs plans to have 'No Co-Payment' Option plan.
No 'Claim-based' loading & Get Lifetime Renewability
We
want you there for you, for your entire life. That's why none of our
plans have any 'Claim-based loading' of premiums at the time of
renewals. The Policy can also be renewed lifelong under the prevailing
Health Insurance Product or its nearest substitute approved by IRDA.
Get additional 100% No-Claim Bonus !
If
you did not need to have any claim in your health insurance policy in a
year, you will get a super increase of 50% bonus in your sum insured
every year in additon to 10%. Your bonus keeps building up, up to 100%
of your sum insured! It’s just our way to tell you that we’re there
with you in good times and in bad. This benefit is available in Super
No-claim bonus plans. In all other plans you get an increase of 10 per
cent in your sum insured during the next year. And for every year that
you enjoy un-interrupted good health, your bonus keeps building up, up
to 50% of your sum insured!
Review your decision
After
purchasing your policy, if you find it unsuitable, you can cancel the
same with us. Our policy comes with a free look period of 15 days.
Other great benefits-
There's
still lot more we have for you! All our policies are eligible for
cliaming deduction for Tax Benefit under section 80D, Floater Cover,
Ambulance expenses covered, Organ donor medical expenses covered,
Domiciliary hospitalization covered, Increase your Policy’s Sum Insured
even later,10%discount on 3 year policy term and 7.5% Discount on 2 year policy terms, online instant health insurance buy and more.
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| Claim Processing | ||||||||||||||
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| Claim Intimation | ||||||||||||||
| In case of emergency, please intimate us within 24 hours of hospitalisation. If planned hospitalisation, intimate us 48 hours prior to your admission. |
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 1800-200-4488 |
 1800-200-6677 |
 customerfirst@religarehealthinsurance.com | ||||||||||||
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| Cashless Request for Pre-Authorisation |
Re-imbursement Claim Form Submission |
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| Complete the pre-authorisation form available at the hospital's insurance/TPA Desk and send us through email/fax. This form can also be downloaded from here. | Submission of claim form along with required documents, as per the policy terms & conditions. The form can be downloaded from here. | |||||||||||||
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To see list of network hospitals for cashless treatment or for further information please click here. You may also call us on 1800-200-4488 or write to us at customerfirst@religarehealthinsurance.com
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